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Auto Insurance Premium Report
2004 BMW 320 d Sedan

Quick Facts

An average American pays $843.85 a year on auto insurance for 2004 BMW 320 d Sedan. Insurance Calculator Inc. has helped many owners save over $214.89 a year on this vehicle.

Vehicle Specifications

Make: BMW
Model: 320
Trim: d
Year: 2004
Body: Sedan
Engine Position: Front
Engine Size (cc): 1993
Numer of Cylinders: 4
Valves per Cylinder: 4
Engine Type: in-line
Horse Power: 150 (RPM: 4000)
Torque (nm): 355 (RPM: 2000)
Engine Bore (mm): 84
Engine Stroke (mm): 90
Engine Compression Ratio: 17.0:1
Fuel Type: Diesel
Fuel Tank (Litres): 63
Top Speed (KPH): 221
Acceleration (0-100KPH): 8.8 seconds
Drive: Rear
Seats: 5
Doors: 4
Vehicle Weight (kg): 1490
Length (mm): 4480
Width (mm): 1750
Height (mm): 1420
Wheelbase Size (mm): 2730
Fuel Efficiency per 100km (highway & city): 5.8

Compare Insurance Quotes

By referencing the chart below, you can compare the average insurance rates for different age groups, number of drivers, and drivers with at-fault accidents in the past 5 years. Please note that the numbers are national averages and will differ from state to state.

Insurance Rates Reference Chart

Age GroupAt-Fault Accidents Within 5 Years
None1 accident2 accidents3 accidents4+ accidents
Drivers
12
12
12
12
12
16-19
$1097 $1266
$1181 $1350
$1350 $1519
$1603 $1772
$1941 $2110
20-24
$937 $1114
$1021 $1198
$1190 $1367
$1443 $1620
$1781 $1958
25-29
$861 $954
$945 $1038
$1114 $1207
$1367 $1460
$1705 $1797
30-39
$785 $878
$869 $962
$1038 $1131
$1291 $1384
$1629 $1721
40-49
$709 $802
$793 $886
$962 $1055
$1215 $1308
$1553 $1646
50-54
$726 $827
$810 $911
$979 $1080
$1232 $1333
$1570 $1671
55-59
$903 $996
$987 $1080
$1156 $1249
$1409 $1502
$1747 $1840
60-64
$1004 $1105
$1089 $1190
$1257 $1359
$1510 $1612
$1848 $1949
65-69
$1181 $1291
$1266 $1375
$1435 $1544
$1688 $1797
$2025 $2135
70-74
$1772 $2110
$1856 $2194
$2025 $2363
$2278 $2616
$2616 $2953
75+
$2591 $3460
$2675 $3544
$2844 $3713
$3097 $3966
$3434 $4304

Please note that there are many other factors that may have an impact on the cost of auto insurance coverage for this vehicle.

Average Auto Insurance Premium Per State For:
2004 BMW 320 d Sedan

StateState AverageOur AverageAverage SavingFree Quotes
Alabama$835.30$701.80$133.49 (15.98%)
Alaska$1,293.60$1,037.27$256.33 (19.82%)
Arizona$972.38$778.22$194.17 (19.97%)
Arkansas$972.38$798.68$173.71 (17.86%)
California$882.34$706.74$175.60 (19.90%)
Colorado$950.88$783.47$167.41 (17.61%)
Connecticut$1,379.62$1,047.74$331.88 (24.06%)
Delaware$1,495.20$1,115.61$379.59 (25.39%)
District of Columbia$1,565.09$1,143.25$421.84 (26.95%)
Florida$1,123.58$901.93$221.65 (19.73%)
Georgia$938.11$678.42$259.69 (27.68%)
Hawaii$740.54$613.02$127.53 (17.22%)
Idaho$789.60$659.08$130.52 (16.53%)
Illinois$894.43$744.10$150.33 (16.81%)
Indiana$875.62$714.44$161.18 (18.41%)
Iowa$698.88$593.95$104.93 (15.01%)
Kansas$1,040.93$819.09$221.84 (21.31%)
Kentucky$1,144.42$866.54$277.87 (24.28%)
Louisiana$1,412.54$1,069.63$342.91 (24.28%)
Maine$776.83$680.97$95.86 (12.34%)
Maryland$1,457.57$1,114.96$342.61 (23.51%)
Massachusetts$747.94$630.62$117.31 (15.68%)
Michigan$1,365.50$1,040.53$324.97 (23.80%)
Minnesota$1,047.65$846.14$201.51 (19.23%)
Mississippi$825.89$693.60$132.29 (16.02%)
Missouri$998.59$832.71$165.88 (16.61%)
Montana$985.15$824.62$160.53 (16.30%)
Nebraska$950.88$766.31$184.57 (19.41%)
Nevada$1,239.84$980.12$259.72 (20.95%)
New Hampshire$886.37$724.47$161.90 (18.27%)
New Jersey$1,681.34$1,212.54$468.81 (27.88%)
New Mexico$1,117.54$862.77$254.76 (22.80%)
New York$1,550.30$1,183.92$366.38 (23.63%)
North Carolina$942.82$777.42$165.39 (17.54%)
North Dakota$860.16$719.12$141.04 (16.40%)
Ohio$837.31$690.29$147.02 (17.56%)
Oklahoma$1,245.89$978.67$267.21 (21.45%)
Oregon$1,036.90$834.33$202.57 (19.54%)
Pennsylvania$1,178.69$937.46$241.23 (20.47%)
Rhode Island$1,544.26$1,157.21$387.05 (25.06%)
South Carolina$1,048.99$854.32$194.67 (18.56%)
South Dakota$818.50$691.61$126.89 (15.50%)
Tennessee$919.30$755.91$163.39 (17.77%)
Texas$1,055.71$845.32$210.40 (19.93%)
Utah$986.50$797.40$189.09 (19.17%)
Vermont$851.42$733.26$118.16 (13.88%)
Virginia$916.61$766.85$149.76 (16.34%)
Washington$1,100.74$857.62$243.12 (22.09%)
West Virginia$1,251.94$982.51$269.42 (21.52%)
Wisconsin$799.01$692.87$106.14 (13.28%)
Wyoming$964.32$796.87$167.45 (17.36%)