You Are At > Quotes > Kia > Optima > 2002 > 2002 Kia Optima Manual Sedan

Auto Insurance Premium Report
2002 Kia Optima Manual Sedan

Quick Facts

An average American pays $928.23 a year on auto insurance for 2002 Kia Optima Manual Sedan. Insurance Calculator Inc. has helped many owners save over $236.38 a year on this vehicle.

Vehicle Specifications

Make: Kia
Model: Optima
Year: 2002
Body: Sedan
Engine Position: Front
Engine Size (cc): 2497
Numer of Cylinders: 4
Engine Type: in-line
Horse Power: 140 (RPM: 4000)
Torque (nm): 216
Drive: Front
Transmission: Manual
Seats: 5
Doors: 4
Vehicle Weight (kg): 1432
Length (mm): 4740
Width (mm): 1830
Height (mm): 1420
Wheelbase Size (mm): 2710

Compare Insurance Quotes

By referencing the chart below, you can compare the average insurance rates for different age groups, number of drivers, and drivers with at-fault accidents in the past 5 years. Please note that the numbers are national averages and will differ from state to state.

Insurance Rates Reference Chart

Age GroupAt-Fault Accidents Within 5 Years
None1 accident2 accidents3 accidents4+ accidents
Drivers
12
12
12
12
12
16-19
$1207 $1392
$1300 $1485
$1485 $1671
$1764 $1949
$2135 $2321
20-24
$1030 $1225
$1123 $1318
$1309 $1504
$1587 $1782
$1959 $2154
25-29
$947 $1049
$1040 $1142
$1225 $1327
$1504 $1606
$1875 $1977
30-39
$863 $965
$956 $1058
$1142 $1244
$1420 $1522
$1791 $1894
40-49
$780 $882
$873 $975
$1058 $1160
$1337 $1439
$1708 $1810
50-54
$798 $910
$891 $1002
$1077 $1188
$1355 $1467
$1727 $1838
55-59
$993 $1095
$1086 $1188
$1272 $1374
$1550 $1652
$1921 $2024
60-64
$1105 $1216
$1197 $1309
$1383 $1494
$1662 $1773
$2033 $2144
65-69
$1300 $1420
$1392 $1513
$1578 $1699
$1856 $1977
$2228 $2348
70-74
$1949 $2321
$2042 $2413
$2228 $2599
$2506 $2878
$2878 $3249
75+
$2850 $3806
$2943 $3899
$3128 $4084
$3407 $4363
$3778 $4734

Please note that there are many other factors that may have an impact on the cost of auto insurance coverage for this vehicle.

Average Auto Insurance Premium Per State For:
2002 Kia Optima Manual Sedan

StateState AverageOur AverageAverage SavingFree Quotes
Alabama$918.83$771.98$146.84 (15.98%)
Alaska$1,422.96$1,141.00$281.96 (19.82%)
Arizona$1,069.62$856.04$213.58 (19.97%)
Arkansas$1,069.62$878.55$191.08 (17.86%)
California$970.57$777.41$193.16 (19.90%)
Colorado$1,045.97$861.82$184.15 (17.61%)
Connecticut$1,517.58$1,152.51$365.07 (24.06%)
Delaware$1,644.72$1,227.17$417.55 (25.39%)
District of Columbia$1,721.60$1,257.57$464.03 (26.95%)
Florida$1,235.94$992.12$243.82 (19.73%)
Georgia$1,031.92$746.26$285.66 (27.68%)
Hawaii$814.60$674.32$140.28 (17.22%)
Idaho$868.56$724.99$143.57 (16.53%)
Illinois$983.88$818.51$165.37 (16.81%)
Indiana$963.18$785.88$177.30 (18.41%)
Iowa$768.77$653.35$115.42 (15.01%)
Kansas$1,145.02$901.00$244.02 (21.31%)
Kentucky$1,258.86$953.20$305.66 (24.28%)
Louisiana$1,553.80$1,176.59$377.21 (24.28%)
Maine$854.52$749.07$105.45 (12.34%)
Maryland$1,603.32$1,226.46$376.87 (23.51%)
Massachusetts$822.73$693.69$129.04 (15.68%)
Michigan$1,502.05$1,144.58$357.47 (23.80%)
Minnesota$1,152.41$930.75$221.66 (19.23%)
Mississippi$908.48$762.96$145.52 (16.02%)
Missouri$1,098.45$915.98$182.47 (16.61%)
Montana$1,083.67$907.08$176.59 (16.30%)
Nebraska$1,045.97$842.94$203.03 (19.41%)
Nevada$1,363.82$1,078.13$285.69 (20.95%)
New Hampshire$975.00$796.92$178.09 (18.27%)
New Jersey$1,849.48$1,333.79$515.69 (27.88%)
New Mexico$1,229.29$949.05$280.24 (22.80%)
New York$1,705.33$1,302.32$403.02 (23.63%)
North Carolina$1,037.10$855.17$181.93 (17.54%)
North Dakota$946.18$791.03$155.14 (16.40%)
Ohio$921.04$759.32$161.72 (17.56%)
Oklahoma$1,370.48$1,076.54$293.94 (21.45%)
Oregon$1,140.59$917.76$222.82 (19.54%)
Pennsylvania$1,296.56$1,031.21$265.35 (20.47%)
Rhode Island$1,698.68$1,272.93$425.75 (25.06%)
South Carolina$1,153.89$939.75$214.14 (18.56%)
South Dakota$900.35$760.77$139.58 (15.50%)
Tennessee$1,011.23$831.50$179.73 (17.77%)
Texas$1,161.28$929.85$231.44 (19.93%)
Utah$1,085.15$877.14$208.00 (19.17%)
Vermont$936.57$806.59$129.98 (13.88%)
Virginia$1,008.27$843.53$164.74 (16.34%)
Washington$1,210.81$943.38$267.43 (22.09%)
West Virginia$1,377.13$1,080.76$296.37 (21.52%)
Wisconsin$878.91$762.16$116.75 (13.28%)
Wyoming$1,060.75$876.56$184.19 (17.36%)