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Auto Insurance Premium Report
2006 Kia Optima LX V6 Sedan

Quick Facts

An average American pays $972.44 a year on auto insurance for 2006 Kia Optima LX V6 Sedan. Insurance Calculator Inc. has helped many owners save over $247.64 a year on this vehicle.

Vehicle Specifications

Make: Kia
Model: Optima
Trim: LX V6
Year: 2006
Body: Sedan
Engine Position: Front
Engine Size (cc): 2671
Numer of Cylinders: 6
Valves per Cylinder: 4
Engine Type: V
Horse Power: 172 (RPM: 6000)
Torque (nm): 245 (RPM: 4000)
Engine Bore (mm): 86.8
Engine Stroke (mm): 75
Engine Compression Ratio: 10.0:1
Fuel Type: Gasoline - Premium
Fuel Tank (Litres): 65
Drive: Front
Seats: 5
Doors: 4
Vehicle Weight (kg): 1487
Length (mm): 4730
Width (mm): 1820
Height (mm): 1420
Wheelbase Size (mm): 2710
Fuel Efficiency per 100km (highway): 8.7
Fuel Efficiency per 100km (city): 11.8
Fuel Efficiency per 100km (highway & city): 10.2

Compare Insurance Quotes

By referencing the chart below, you can compare the average insurance rates for different age groups, number of drivers, and drivers with at-fault accidents in the past 5 years. Please note that the numbers are national averages and will differ from state to state.

Insurance Rates Reference Chart

Age GroupAt-Fault Accidents Within 5 Years
None1 accident2 accidents3 accidents4+ accidents
Drivers
12
12
12
12
12
16-19
$1264 $1459
$1361 $1556
$1556 $1750
$1848 $2042
$2237 $2431
20-24
$1079 $1284
$1177 $1381
$1371 $1575
$1663 $1867
$2052 $2256
25-29
$992 $1099
$1089 $1196
$1284 $1391
$1575 $1682
$1964 $2071
30-39
$904 $1011
$1002 $1109
$1196 $1303
$1488 $1595
$1877 $1984
40-49
$817 $924
$914 $1021
$1109 $1216
$1400 $1507
$1789 $1896
50-54
$836 $953
$934 $1050
$1128 $1245
$1420 $1536
$1809 $1925
55-59
$1041 $1147
$1138 $1245
$1332 $1439
$1624 $1731
$2013 $2120
60-64
$1157 $1274
$1254 $1371
$1449 $1566
$1741 $1857
$2130 $2246
65-69
$1361 $1488
$1459 $1585
$1653 $1780
$1945 $2071
$2334 $2460
70-74
$2042 $2431
$2139 $2528
$2334 $2723
$2626 $3015
$3015 $3404
75+
$2985 $3987
$3083 $4084
$3277 $4279
$3569 $4570
$3958 $4959

Please note that there are many other factors that may have an impact on the cost of auto insurance coverage for this vehicle.

Average Auto Insurance Premium Per State For:
2006 Kia Optima LX V6 Sedan

StateState AverageOur AverageAverage SavingFree Quotes
Alabama$962.58$808.74$153.83 (15.98%)
Alaska$1,490.72$1,195.33$295.39 (19.82%)
Arizona$1,120.56$896.80$223.76 (19.97%)
Arkansas$1,120.56$920.38$200.17 (17.86%)
California$1,016.79$814.43$202.36 (19.90%)
Colorado$1,095.78$902.86$192.92 (17.61%)
Connecticut$1,589.84$1,207.39$382.45 (24.06%)
Delaware$1,723.04$1,285.60$437.44 (25.39%)
District of Columbia$1,803.58$1,317.46$486.12 (26.95%)
Florida$1,294.80$1,039.37$255.43 (19.73%)
Georgia$1,081.06$781.80$299.27 (27.68%)
Hawaii$853.39$706.43$146.96 (17.22%)
Idaho$909.92$759.51$150.41 (16.53%)
Illinois$1,030.73$857.49$173.24 (16.81%)
Indiana$1,009.04$823.30$185.74 (18.41%)
Iowa$805.38$684.46$120.91 (15.01%)
Kansas$1,199.55$943.90$255.64 (21.31%)
Kentucky$1,318.80$998.59$320.21 (24.28%)
Louisiana$1,627.79$1,232.62$395.17 (24.28%)
Maine$895.21$784.74$110.47 (12.34%)
Maryland$1,679.67$1,284.86$394.81 (23.51%)
Massachusetts$861.91$726.72$135.19 (15.68%)
Michigan$1,573.58$1,199.09$374.49 (23.80%)
Minnesota$1,207.29$975.07$232.22 (19.23%)
Mississippi$951.74$799.29$152.45 (16.02%)
Missouri$1,150.76$959.60$191.16 (16.61%)
Montana$1,135.27$950.27$185.00 (16.30%)
Nebraska$1,095.78$883.08$212.70 (19.41%)
Nevada$1,428.77$1,129.47$299.30 (20.95%)
New Hampshire$1,021.43$834.87$186.57 (18.27%)
New Jersey$1,937.55$1,397.30$540.24 (27.88%)
New Mexico$1,287.83$994.24$293.58 (22.80%)
New York$1,786.54$1,364.33$422.21 (23.63%)
North Carolina$1,086.48$895.89$190.60 (17.54%)
North Dakota$991.23$828.70$162.53 (16.40%)
Ohio$964.90$795.48$169.42 (17.56%)
Oklahoma$1,435.74$1,127.81$307.93 (21.45%)
Oregon$1,194.90$961.46$233.44 (19.54%)
Pennsylvania$1,358.30$1,080.31$277.99 (20.47%)
Rhode Island$1,779.57$1,333.55$446.02 (25.06%)
South Carolina$1,208.84$984.50$224.34 (18.56%)
South Dakota$943.22$797.00$146.22 (15.50%)
Tennessee$1,059.38$871.09$188.29 (17.77%)
Texas$1,216.58$974.13$242.46 (19.93%)
Utah$1,136.82$918.91$217.91 (19.17%)
Vermont$981.16$844.99$136.17 (13.88%)
Virginia$1,056.28$883.70$172.58 (16.34%)
Washington$1,268.47$988.30$280.16 (22.09%)
West Virginia$1,442.71$1,132.23$310.48 (21.52%)
Wisconsin$920.76$798.45$122.31 (13.28%)
Wyoming$1,111.26$918.30$192.96 (17.36%)