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Auto Insurance Premium Report
2008 Kia Spectra 2.0LX Manual Sedan

Quick Facts

An average American pays $675.08 a year on auto insurance for 2008 Kia Spectra 2.0LX Manual Sedan. Insurance Calculator Inc. has helped many owners save over $171.92 a year on this vehicle.

Vehicle Specifications

Make: Kia
Model: Spectra
Trim: 2.0LX
Year: 2008
Body: Sedan
Engine Position: Front
Engine Size (cc): 1973
Numer of Cylinders: 4
Valves per Cylinder: 4
Engine Type: in-line
Horse Power: 140 (RPM: 6000)
Torque (nm): 184 (RPM: 4500)
Engine Compression Ratio: 10.1:1
Fuel Tank (Litres): 53
Drive: Front
Transmission: Manual
Seats: 5
Doors: 4
Vehicle Weight (kg): 1511
Length (mm): 4510
Width (mm): 1740
Height (mm): 1480
Wheelbase Size (mm): 2620
Fuel Efficiency per 100km (highway): 7.8
Fuel Efficiency per 100km (city): 10.2
Fuel Efficiency per 100km (highway & city): 9.1

Compare Insurance Quotes

By referencing the chart below, you can compare the average insurance rates for different age groups, number of drivers, and drivers with at-fault accidents in the past 5 years. Please note that the numbers are national averages and will differ from state to state.

Insurance Rates Reference Chart

Age GroupAt-Fault Accidents Within 5 Years
None1 accident2 accidents3 accidents4+ accidents
Drivers
12
12
12
12
12
16-19
$878 $1013
$945 $1080
$1080 $1215
$1283 $1418
$1553 $1688
20-24
$749 $891
$817 $959
$952 $1094
$1154 $1296
$1424 $1566
25-29
$689 $763
$756 $830
$891 $965
$1094 $1168
$1364 $1438
30-39
$628 $702
$695 $770
$830 $905
$1033 $1107
$1303 $1377
40-49
$567 $641
$635 $709
$770 $844
$972 $1046
$1242 $1316
50-54
$581 $662
$648 $729
$783 $864
$986 $1067
$1256 $1337
55-59
$722 $797
$790 $864
$925 $999
$1127 $1202
$1397 $1472
60-64
$803 $884
$871 $952
$1006 $1087
$1208 $1289
$1478 $1559
65-69
$945 $1033
$1013 $1100
$1148 $1235
$1350 $1438
$1620 $1708
70-74
$1418 $1688
$1485 $1755
$1620 $1890
$1823 $2093
$2093 $2363
75+
$2072 $2768
$2140 $2835
$2275 $2970
$2478 $3173
$2748 $3443

Please note that there are many other factors that may have an impact on the cost of auto insurance coverage for this vehicle.

Average Auto Insurance Premium Per State For:
2008 Kia Spectra 2.0LX Manual Sedan

StateState AverageOur AverageAverage SavingFree Quotes
Alabama$668.24$561.44$106.79 (15.98%)
Alaska$1,034.88$829.82$205.06 (19.82%)
Arizona$777.91$622.57$155.33 (19.97%)
Arkansas$777.91$638.94$138.96 (17.86%)
California$705.87$565.39$140.48 (19.90%)
Colorado$760.70$626.78$133.93 (17.61%)
Connecticut$1,103.69$838.19$265.50 (24.06%)
Delaware$1,196.16$892.49$303.67 (25.39%)
District of Columbia$1,252.07$914.60$337.47 (26.95%)
Florida$898.87$721.55$177.32 (19.73%)
Georgia$750.49$542.73$207.76 (27.68%)
Hawaii$592.44$490.41$102.02 (17.22%)
Idaho$631.68$527.26$104.42 (16.53%)
Illinois$715.55$595.28$120.27 (16.81%)
Indiana$700.49$571.55$128.94 (18.41%)
Iowa$559.10$475.16$83.94 (15.01%)
Kansas$832.74$655.27$177.47 (21.31%)
Kentucky$915.53$693.24$222.30 (24.28%)
Louisiana$1,130.04$855.70$274.33 (24.28%)
Maine$621.47$544.78$76.69 (12.34%)
Maryland$1,166.05$891.97$274.08 (23.51%)
Massachusetts$598.35$504.50$93.85 (15.68%)
Michigan$1,092.40$832.43$259.98 (23.80%)
Minnesota$838.12$676.91$161.21 (19.23%)
Mississippi$660.71$554.88$105.83 (16.02%)
Missouri$798.87$666.17$132.71 (16.61%)
Montana$788.12$659.69$128.43 (16.30%)
Nebraska$760.70$613.05$147.66 (19.41%)
Nevada$991.87$784.09$207.78 (20.95%)
New Hampshire$709.09$579.58$129.52 (18.27%)
New Jersey$1,345.08$970.03$375.05 (27.88%)
New Mexico$894.03$690.22$203.81 (22.80%)
New York$1,240.24$947.14$293.10 (23.63%)
North Carolina$754.25$621.94$132.31 (17.54%)
North Dakota$688.13$575.30$112.83 (16.40%)
Ohio$669.85$552.23$117.62 (17.56%)
Oklahoma$996.71$782.94$213.77 (21.45%)
Oregon$829.52$667.46$162.05 (19.54%)
Pennsylvania$942.95$749.97$192.98 (20.47%)
Rhode Island$1,235.40$925.77$309.64 (25.06%)
South Carolina$839.19$683.46$155.74 (18.56%)
South Dakota$654.80$553.29$101.51 (15.50%)
Tennessee$735.44$604.72$130.71 (17.77%)
Texas$844.57$676.25$168.32 (19.93%)
Utah$789.20$637.92$151.28 (19.17%)
Vermont$681.14$586.61$94.53 (13.88%)
Virginia$733.29$613.48$119.81 (16.34%)
Washington$880.59$686.10$194.49 (22.09%)
West Virginia$1,001.55$786.01$215.54 (21.52%)
Wisconsin$639.21$554.30$84.91 (13.28%)
Wyoming$771.46$637.50$133.96 (17.36%)