Insurance Calculator

InsuranceCalculator.net is your number 1 provider in auto, home, health, life, business, travel, and pet insurance quotes. With different insurance calculators, we can help you find and compare insurance quotes from different insurance providers. Our goal is to help you to find the best coverage at the lowest cost.

Free Insurance Calculator

Select Your Calculator

Fill in your information below to calculate your cost for auto insurance coverage.

Make of Vehicle: (e.g. BMW)
Vehicle Model: (e.g. X5)
Vehicle Year: (e.g. 2012)
Driving Experience:
Type of Coverage:
Type of Payment:
Your Zip Code

Fill in your information below to calculate your cost for homeowners insurance coverage.

Type of Home Insurance:
Property Type: (e.g. X5)
Age of Property: (e.g. 10)
Approx. Size in sq.ft.: (e.g. 2000)
Type of Coverage:
Type of Payment:
Your Zip Code

Fill in your information below to calculate your cost for health insurance coverage.

Your Gender:
Your Age: (e.g. 35)
Do You Smoke?:
Allergies: (if any)
Major Diseases: (e.g. Asthma, Cancer)
Type of Coverage:
Type of Payment:
Your Zip Code

Fill in your information below to calculate your cost for life insurance coverage.

Your Gender:
Your Age: (e.g. 35)
Do You Smoke?:
Allergies: (if any)
Major Diseases: (e.g. Asthma, Cancer)
Type of Payment:
Your Zip Code

Fill in your information below to calculate your cost for business insurance coverage.

Type of Business:
Size of Business:
Industry: (e.g. Fast Food)
Monthly Gross Income
Monthly Expenses
Monthly Net Profit
Type of Coverage:
Type of Payment:
Your Zip Code

Fill in your information below to calculate your cost for travel insurance coverage.

Travel Frequency:
Your Gender:
Your Age: (e.g. 35)
Do You Smoke?:
Allergies: (if any)
Major Diseases: (e.g. Asthma, Cancer)
Type of Coverage:
Type of Payment:
Your Zip Code

Fill in your information below to calculate your cost for pet insurance coverage.

Pet Type: (e.g. dog)
Pet Breed: (e.g. Cocker Spaniel)
Pet Gender:
Pet Age in months: (e.g. 20)
Known Health Issues: (e.g. Allergies)
Type of Payment:
Your Zip Code

Why Do I Need Insurance?

Many would argue the need for insurance. From our past experience, it doesn't matter how diligently you plan and build your finances, without sufficient protection, things can go downhill very fast, putting you in very difficult financial situations. Our rule of thumb is - if you own things (cars, real estate, business, mutual funds, RRSPs, jewelry) that will be difficult to replace or repair without spending a significant amount of money, they need to be properly insured.

Not just physical materials, taking care of family members or your own health, or even pets can sometimes be a huge burden financially. Sure you can take risks by not having any protection, however, there is a reason why the majority of the people have more than one insurance policy; people prefer peace of mind.

What Things Should I Insure?

There are 7 major categories in the insurance industry - auto, home, health, life, business, travel, and pet insurance. We recommend everyone to have health and life insurance coverage to protect themselves, their family members and friends in case of unexpected accidents or losses. Obviously if you don't own a car or a real estate, you don't need auto and home insurance; and vice versa with business, travel, and pet insurance.

Types of Insurance Calculators

For your convenience, InsuranceCalculator.net offers many types of insurance calculators.

  • Auto Insurance Calculator - It is required by law in most areas to have auto insurance if you want to drive an automobile on the road.
  • Home Insurance Calculator - For most people, homes are their largest investments in life. Therefore, it makes sense to protect your homes from natural disasters, and theft.
  • Health Insurance Calculator - Medical bills can get expensive and most of the time people don't have any other choice but to pay the bills.
  • Life Insurance Calculator - Having a life insurance policy protects your family financially in unexpected and tragic events, helping them to recover easier.
  • Business Insurance Calculator - Running a business is not a simple task. Having a sound business insurance policy will give you the peace of mind while you focus on growing your business.
  • Travel Insurance Calculator - Frequent travelers are encouraged to have travel insurance to protect themselves in foreign countries.
  • Pet Insurance Calculator - Similar to medical bills, veterinary expenses can easily go up in the thousands range.

How Do I Get Started?

The insurance industry is competitive. We recommend you look around and compare quotes from at least 3 insurance companies. Use our insurance calculators by selecting the type of insurance you need, and submitting your ZIP code to receive free insurance quotes instantly.